#Real Estate
Jeonse Isn't Going Extinct — It's Being Restructured (What a 27% Drop Really Means)
Seoul jeonse listings are down 27% and monthly-rent contracts crossed 50% of all leases, yet jeonse prices keep climbing. The rental market isn't going extinct — it's restructuring into a system that forces tenants into specific corners by deposit size and location.
LTV vs DTI vs DSR: What Actually Decides Your Loan Limit in 2026
LTV, DTI and DSR look interchangeable, but in 2026 the DSR effectively decides Korean mortgage limits. Here's how the same house and the same income end up with very different numbers.
Who Should Buy a Home Now vs. Who Absolutely Shouldn't (A Rate-Era Framework)
The real line between buyers who should proceed now and buyers who absolutely shouldn't is not market timing — it is personal loan structure. This rate-era framework lays out rate-buffer, DSR, leverage, and cash-flow thresholds with real numbers and a concrete case.
Why the Standard Jeonse Checklist Keeps Failing Tenants — A 2025 Case Analysis
A 2025 Gangseo jeonse fraud case rebuilt into a practical checklist — covering prior-ranking deposits, villa auction hammer rates, insurance eligibility signals, and contract-day sequencing with real numbers and official links.